“Converting” Your Chapter 13 Case into a Chapter 7 One
When you start a Chapter 13 plan, it’s good to have Chapter 7 available as a backup plan.
The Practical Consequences of Voluntarily Dismissing Your Chapter 13 Case
One advantage of filing a Chapter 13 case is that you can get out of it at any time. But what happens if you do dismiss your case?
Dumping Your Chapter 13 Case Midstream
You can usually get out of an ongoing Chapter 13 “adjustment of debts” bankruptcy case by simply asking to do so.
Dumping Your Chapter 7 Case Midstream, or Switching to a Chapter 13 One
You can usually change from an ongoing straight Chapter 7 case into a Chapter 13 payment plan. But getting out of bankruptcy altogether is generally not allowed.