Paying Your Special Creditor After Filing Bankruptcy
If you file bankruptcy, it’s okay to voluntarily repay any debt. But there can be unexpected consequences.
Creditors to Whom You Feel a Special Loyalty
In bankruptcy it’s okay to FEEL differently towards some creditors than others. You can also sometimes ACT differently, but only if you very carefully follow the rules.
Are Paying Debts a Moral Obligation?
Yes, you have a moral obligation to pay your debts. But do you have higher moral obligations to release yourself from those debts?
Can I Do a “Cramdown” on Collateral Other than My Home or Vehicle?
If you are buying something on time and want to keep it, you often can do so for less money IF you bought it more than a year ago.