There are some states that do not allow petitioners to claim federal exemptions. They have chosen to “opt-out” of the federal exemption system.
Does you state allow state and/or federal bankruptcy exemptions? Find out below.
| State | Exemptions Allowed |
| Alabama | State Only |
| Alaska | State Only |
| Arizona | State Only |
| Arkansas | Federal or State |
| California | State Only |
| Colorado | State Only |
| Connecticut | Federal or State |
| Delaware | State Only |
|
District of Columbia
|
Federal or State
|
| Florida | State Only |
| Georgia | State Only |
| Hawaii | Federal or State |
| Idaho | State Only |
| Illinois | State Only |
| Indiana | State Only |
| Iowa | State Only |
| Kansas | State Only |
| Kentucky | Federal or State |
| Louisiana | State Only |
| Maine | State Only |
| Maryland | State Only |
| Massachusetts | Federal or State |
| Michigan | Federal or State |
| Minnesota | Federal or State |
| Mississippi | State Only |
| Missouri | State Only |
| Montana | State Only |
| Nebraska | State Only |
| Nevada | State Only |
| New Hampshire | Federal or State |
| New Jersey | Federal or State |
| New Mexico | Federal or State |
| New York | State Only |
| North Carolina | State Only |
| North Dakota | State Only |
| Ohio | State Only |
| Oklahoma | State Only |
| Oregon | State Only |
| Pennsylvania | Federal or State |
| Rhode Island | Federal or State |
| South Carolina | State Only |
| South Dakota | State Only |
| Tennessee | State Only |
| Texas | Federal or State |
| Utah | State Only |
| Vermont | Federal or State |
| Virginia | State Only |
| Washington | Federal or State |
| West Virginia | State Only |
| Wisconsin | Federal or State |
| Wyoming | State Only |